United Home Life: Company Overview, Mission, and Financial Strength

Welcome to United Home Life, a company dedicated to providing accessible and reliable life insurance solutions for individuals and families across America. With a proud history, customer-focused mission, and a reputation for financial strength, United Home Life stands as a trusted partner in protecting what matters most.

Our History
United Home Life Insurance Company was founded in 1948 in Indianapolis, Indiana, with a singular vision: to make life insurance simple, affordable, and available to everyday families. Over the decades, United Home Life has built a legacy of integrity, prudent management, and service excellence. As part of the United Farm Family Life group, the company benefits from a strong tradition of financial stability and a deep commitment to meeting the evolving needs of its policyholders.

Our Mission
At United Home Life, our mission is to help families achieve peace of mind by offering straightforward, dependable life insurance solutions. We focus on providing products that are easy to understand, simple to obtain—with many policies requiring no medical exams—and designed to deliver real value and lasting protection. Our guiding principles are honesty, transparency, and putting clients’ interests first in everything we do.

Our Services
United Home Life specializes in a range of life insurance products tailored to a variety of needs and circumstances:

• Whole Life Insurance: Lifetime coverage with guaranteed premiums, cash value accumulation, and simplified underwriting options.

• Term Life Insurance: Affordable protection for a specific period, ideal for covering temporary needs like mortgages or income replacement.

• Final Expense Insurance: Policies designed to ease the financial burden of end-of-life expenses and provide peace of mind to families.

• Accidental Death Insurance: Additional protection for families in the event of accidental loss.

• Simplified Issue Policies: Many products available without a medical exam, making coverage accessible and hassle-free.

Commitment to Clients
Clients are the cornerstone of United Home Life’s business. Our experienced team is dedicated to providing personal service, clear communication, and ongoing support throughout every step of the insurance journey. We pride ourselves on building long-lasting relationships rooted in trust, respect, and a genuine desire to help families secure their financial futures.

Financial Strength and Industry Recognition
United Home Life demonstrates strong financial stewardship and the ability to meet its commitments to policyholders. The company consistently earns high ratings from independent agencies, including:

• A- (Excellent) by A.M. Best

This rating reflects United Home Life’s financial stability, prudent management, and focus on long-term security for clients. The company is also recognized in the industry for its ethical standards, product innovation, and dedication to simplifying the life insurance process.

Experience the United Home Life difference—a tradition of trust, a commitment to service, and a promise to protect your family with strength and integrity.