Foresters Financial: Company Overview, Mission, and Financial Strength

Welcome to Foresters Financial—a unique organization combining over 145 years of service with a mission to enrich the lives of its members, clients, and communities. As a fraternal life insurer, Foresters Financial stands apart for its enduring commitment to financial security, social responsibility, and making a positive impact on society.

Our History
Founded in 1874, Foresters Financial was established to provide affordable life insurance and support to everyday people. Over the decades, Foresters has grown into an internationally recognized financial services provider, serving millions of clients while maintaining a tradition of strength, compassion, and community involvement. Our history is built on prudent management, ethical practices, and continuous innovation.

Our Mission
At Foresters Financial, our mission is to help families build better futures through accessible life insurance, investment solutions, and unique member benefits. We believe financial planning should go beyond products—empowering individuals to protect their loved ones, achieve their goals, and contribute to their communities.

Our Services
Foresters Financial offers a wide range of products and services to meet diverse needs:

• Life Insurance: Term, whole, and universal life insurance to safeguard families and secure legacies.

• Annuities: Retirement solutions that provide clients with dependable income and financial confidence.

• Investment Products: Options to help clients save, grow, and manage their wealth effectively.

• Member Benefits: Exclusive to Foresters, members gain access to scholarships, community grants, volunteering opportunities, and wellness programs—enriching lives beyond finances.

Commitment to Clients
Our clients and members are our foremost priority. We are dedicated to delivering exceptional service, transparent guidance, and ongoing support. Our client-first approach means every recommendation is tailored to meet individual goals. We build lasting relationships founded on trust, respect, and shared values, and we are passionate about making a difference in our clients’ lives and communities.

Financial Strength and Industry Recognition
Foresters Financial is recognized for its prudent financial stewardship and stability. We are proud to consistently earn strong ratings from independent rating agencies, including:

• A (Excellent) by A.M. Best

This rating reflects our solid capital position, ability to meet our obligations, and commitment to policyholders. Foresters is also celebrated in the industry for its ethical standards, community contributions, and innovative member benefits.

Experience the Foresters Financial difference—a tradition of service, a culture of caring, and a steadfast promise to help you achieve lasting financial well-being while supporting the greater good.

Foresters Financial (The Independent Order of Foresters) is licensed to write life insurance policies in all U.S. states and the District of Columbia except New York.

• New York: Foresters does not currently offer new life insurance sales in New York.

• In all other states and DC, Foresters is licensed and active for most life products.