F&G LIFE

F&G Life Insurance: Company Overview, Mission, and Financial Strength

Welcome to F&G Life Insurance—a company with a proud legacy of providing innovative insurance and annuity solutions for individuals, families, and businesses across the nation. With a deep-rooted commitment to customer well-being, financial strength, and responsible stewardship, F&G stands as a trusted partner in helping clients protect what matters most and achieve long-term financial security.

Our History Founded in 1959 as Fidelity & Guaranty Life, F&G has grown from a regional insurer into a nationally recognized leader in the life insurance and annuity industry. Over the decades, F&G has maintained a tradition of integrity, adaptability, and innovation while expanding its offerings to meet the evolving needs of clients. Our story is one of steady growth, prudent management, and a relentless focus on delivering value.

Our Mission At F&G Life Insurance, our mission is to help people turn their aspirations into reality by providing solutions that offer protection, growth, and peace of mind. We believe that everyone deserves access to products that support their financial goals—whether that means safeguarding loved ones, planning for retirement, or building a legacy. Our approach centers on transparency, education, and forging lasting relationships with clients and partners.

Our Services F&G Life Insurance offers a comprehensive portfolio of products and services, including:

  • Life Insurance: Flexible term and permanent life insurance solutions to protect families and provide peace of mind.

  • Fixed Indexed Annuities: Secure options for retirement income with growth potential and downside protection.

  • Multi-Year Guaranteed Annuities (MYGAs): Simple, predictable solutions for accumulating savings over time.

  • Immediate Income Annuities: Options for clients who need guaranteed income now, supporting a secure retirement.

  • Business Solutions: Group insurance, executive benefits, and retirement plans tailored to organizations of all sizes.

Commitment to Clients Clients are at the heart of everything we do. F&G Life Insurance is dedicated to delivering exceptional service, clear communication, and ongoing support. Our professionals work closely with clients to understand their unique needs and to craft solutions that adapt as life changes. We invest in education, technology, and transparency to ensure every client feels informed, empowered, and confident in their financial decisions.

Financial Strength and Industry Recognition F&G Life Insurance is recognized for its prudent management, strong capital position, and consistent performance. We are proud to receive solid ratings from independent rating agencies including:

  • A- (Excellent) by A.M. Best

  • A- (Strong) by Fitch Ratings

  • A- (Strong) by Standard & Poor’s

These ratings reflect our ability to meet our commitments and provide stability for our policyholders, even in changing markets. F&G has also gained industry recognition for innovative product design, customer service, and ethical business practices.

Experience the F&G Life Insurance difference—a tradition of strength, a comprehensive range of solutions, and a steadfast promise to help you achieve your financial dreams with confidence and peace of mind.

F&G (Fidelity & Guaranty Life Insurance Company) offers life insurance and annuity products in most U.S. states and the District of Columbia. However, as of 2024, F&G does not write new life insurance policies in New York.

  • New York: F&G is not licensed to write life insurance in New York.